Not too long ago, my son needed some dental work done. Since he had no dental insurance and had a tooth ache, I had two choices: wait 2 weeks to be seen at a local dental clinic or check out ameriplan. I chose the latter.
I signed him up for the basic Ameriplan ($14.95/month) because I thought I was not only helping my son, but an aidmate as well. Well, it may be $14.95/month but the signup fee was $39.95! and the closest dentist was Aspen Dental
While Aspen did see him right away, he had to come back for either an extraction or a root canal - he chose the extraction the following week. When he returned he had to wait 2 hours to be seen! When they finally treated him, they charged him $160 for the extraction.
They tried to upsell him additional treatments, but he refused due to the expense.
I cancelled Ameriplan the following day. Today, I checked my bank account only to find that I have been charged $14.95 again! AFTER I received confirmation that the account was canceled. Of course I cannot contact them because they are closed.
So choose very carefully before signing up for these discount plans... they may cost you more in the long run....
total costs:
membership fee 39.95
monthly fee 14.95
monthly fee 14.95 (unauthorized)
extraction 160.00
total charges: 229.85
Please post your personal experience with ameriplan.